Care fees do concern a great many people and it is easy to understand why. Many people are concerned about the possibility that they will go into care and that their family’s inheritance will be eaten up. The cap being placed on care fees has been delayed until 2020 and could, of course, be put back still further. The real problem about the proposed cap is that is will not provide the protection that many believe it will. This is because the cost of care is divided into the cost of providing the actual care and what are called the ‘hotel costs’ – this means the cost of providing accommodation, meals, laundry services, heating, etc., etc. There is no cap being placed on the ‘hotel costs’ only on the cost of providing the actual care.
Many fear that part of the cost of the actual care will be hidden in the ‘hotel costs’ and so the cap will be ‘got around’ by local authorities who are hard pressed to find the funds needed. This is obviously an important topic for many people. If care fees concern you please use the READ MORE link and call the helpline with any questions you have.